Commercial auto insurance for small business owners
In this article, we break down the essentials of commercial auto insurance and who needs it.
12 min readCommercial auto insurance demystified
You might think commercial auto insurance is just for massive trucking fleets or delivery companies, but it is actually designed for a much wider range of drivers. Generally, if you or your employees use a vehicle to perform your job—beyond just commuting to work—you likely need this coverage. Explore our commercial auto articles below to learn more.
12 min read
FAQs
AssuranceAmerica provides auto, renters and commercial auto insurance coverage.
Auto insurance includes options from minimum liability insurance to comprehensive coverage. You can get car insurance cover options for bodily injury liability, property damage liability, filing an SR-22, collision coverage, medical coverage and uninsured or underinsured motorist coverage.
Renters insurance includes options to cover your property when you rent your home instead of owning it. This includes personal property coverage to protect your things, liability coverage to protect yourself from financial liability in case of an accident and additional living expenses in case you can’t use your home after an event like a fire or lightning.
Commercial auto insurance is for small business owners who need to protect the vehicles they use for work. Like typical auto insurance, commercial auto insurance can include bodily injury liability, property damage liability, collision coverage, medical coverage and uninsured or underinsured motorist coverage for the business owner as well as their employees.
AssuranceAmerica offers insurance across multiple states and is expanding coverage to new states every year. You can enroll in AssuranceAmerica coverage in the following states:
- Alabama
- Arizona
- Arkansas
- Florida
- Georgia
- Indiana
- Kansas
- Nebraska
- Ohio
- Oklahoma
- Pennsylvania
- South Carolina
- Tennessee
- Texas
- Virginia
- Wisconsin
Speak with a licensed agent to confirm availability in your state and explore coverage options in your area.
The AssuranceAmerica+ App is a great place to access your ID cards on-the-go. You can also pay a bill quickly and easily, view policy documents, explore options to unlock discounts, and get notifications to stay up-to-date on your coverage.
You can also access your ID cards anytime by visiting your account. You don’t even need to log in—you can just provide your policy or membership number, date of birth and zip code.
At AssuranceAmerica, we understand that life doesn’t always go as planned, and sometimes paying your bill on time can be difficult. If you’re struggling, we encourage you to contact your agent as soon as possible so we can explore options together. Our team is here to listen with compassion and help you find a solution that fits your situation. Whether it’s discussing payment arrangements or reviewing your coverage, we’ll work with you to keep you protected. You’re never alone—AssuranceAmerica is here to support you every step of the way.
Every policy we sell, every dollar we make provides financial support to the communities where we operate. We direct 5% of our profits to high impact non-profits addressing homelessness and education initiatives where we all live and work.
Our associates and agency partners go above and beyond by donating their time and volunteering where help is needed.
You can find your local AssuranceAmerica agent on our Find an Agent page. Just enter your zip code and we’ll provide a list of your closest agents if you’re in a state where we currently provide service.